Flexible options to fund your next prestige car
We work with a carefully selected panel of trusted lenders to find the most competitive finance deal for your circumstances — whether you have excellent credit or a complex history.
Finance Application Terms & Conditions
By completing the application for vehicle finance below, you give us, HKW Cars Ltd, the authority to request your credit history from credit reference agencies (“CRAs”) and that you agree to be subject to one or multiple full (“hard”) credit searches on your credit report.
These hard searches include information like your credit score, credit report and data related to them, such as credit providers, county court judgments (“CCJs”) and reasons for changes to your score or report. Hard searches are visible to third parties.
When you submit the application, one or more hard credit searches will be performed and your eligibility for vehicle finance will be considered by our carefully selected panel of lenders. Each has their own acceptance criteria and will consider affordability elements that a credit search may not. Lenders will assess your ability to repay the finance provided, now and in the future, including in the event of a change in circumstances or the general market, such as an interest rate change.
Before proceeding, please note that multiple hard credit searches in close proximity to each other can detrimentally impact your credit score. Lenders and credit scoring models consider how many hard credit searches you have on your credit reports. This is because applications for new credit increase the risk a borrower poses to lenders. Be mindful of submitting multiple finance applications in a short window of time.
HKW Cars Ltd respects your privacy and is committed to protecting your personal data. This privacy notice will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.
This privacy notice aims to give you information on how HKW Cars Ltd collects and processes your personal data through your use of this website, including any data you may provide through this website when you submit an enquiry, access our Live Chat service or purchase a product or service from us.
This website is not intended for children and we do not knowingly collect data relating to children.
It is important that you read this privacy notice together with any other privacy notice or fair processing notice we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This privacy notice supplements the other notices and is not intended to override them.